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Home Insurance

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Protect What Matters Most: Home Insurance from Safer Insurance Group

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Your Home Deserves More Than Just Coverage. It Deserves Safer Protection

Your home is more than just a place—it’s where memories are made, where your family feels safe, and where your most valuable belongings are kept. With stronger protection and smarter solutions— we offer you peace of mind, no matter what life throws your way.

Types of Home Insurance Coverage We Offer

Coverage That Works for You

We offer a variety of coverage options to protect your home, belongings, and liability. Here’s what’s included in our policies.

Dwelling Coverage

Covers the structure of your home from damage by fire, storms, vandalism, and more.

Personal Property Coverage

Protects your furniture, electronics, clothes, and other belongings if damaged or stolen.

Liability Coverage

Covers legal costs if someone is injured on your property or you cause damage to someone else’s property.

Loss of Use

Pays for hotel and living costs if your home is uninhabitable due to a covered event.

Types of Home Insurance Policies

Choosing The Right Home Insurance Policy

We offer several types of home insurance policies to match your needs. Here’s a quick guide to help you choose.

HO1

Covers fire, theft, and vandalism. Basic, limited protection.

HO2

Covers more perils than HO-1, including falling objects and ice dams.

HO4 & HO6

Protects your condo structure and your personal belongings if you're renting, plus liability protection.

Why Choose Safer Home Insurance

Why Safer Insurance Group for Your Home?

Safer Insurance offers customized policies that provide the protection you need, all at affordable rates. Here’s why you can trust us with your home.

Comprehensive Coverage

Customized Policies

Fast Claims Service