Safer Insurance

+248-883-3425

  • Business and Commercial Insurance

Business Protection as Strong as Your Enterprise

Protect What You’ve Built with Precision and Expertise

Every business, regardless of size, faces risks that could disrupt operations or threaten its future. At Safer Insurance Group, we understand the complexities that come with running a business, especially when it involves valuable assets, employees, or operations. Our commercial insurance solutions are designed to protect your business from these risks—whether you’re navigating property damage, liability issues, or business interruptions. With us, you can focus on growing your business while we ensure its protection.

Why Choose Safer Commercial Insurance

Comprehensive Coverage for Every Business Need

As your business grows, so do its risks. At Safer Insurance Group, we specialize in providing customized insurance policies that protect every aspect of your business—from operations and property to employees and liability. Whether you own retail stores, manage commercial properties, or have a large-scale enterprise, we understand the complexities of your business needs and offer tailored coverage to keep you secure.

Comprehensive Protection

Industry-Specific Expertise

Customizable Policies

24/7 Support

Risk-Mitigation

Our Services

We Ensure Professional Insurance Services

Small Business Insurance


Tailored coverage for small businesses to protect your assets, employees, and operations.

Construction & Contractors


Policies for contractors, builders, and tradespeople, including general liability, workers’ compensation, and equipment coverage.

Transportation



Keep your fleet, drivers, and cargo protected with our custom transportation policies.

Real-Estate & Property Management


Coverage for property owners and managers, including general liability, tenant risks, and property damage.


Why It’s Valuable: Real estate professionals need protection from lawsuits, tenant disputes, and unexpected property damage.

Hospitality Insurance


Coverage designed for restaurants, hotels, and event venues, including liability, property, and business interruption insurance.

Why It’s Valuable: These businesses face unique risks, such as guest injuries, food safety issues, or equipment breakdowns.

Technology & Startup Insurance


Tailored coverage for emerging tech companies, including intellectual property protection, cyber liability, and errors and omissions (E&O) insurance.

Why It’s Valuable: Startups and tech firms face unique risks like data breaches and product failures.

Professional Services


Specialized insurance for IT, finance, and consulting professionals, including E&O and cyber liability coverage.

Manufacturing


Comprehensive coverage for facilities, equipment, and products to minimize downtime and liability risks

Insurance Solutions for Businesses

Smart Solutions for Protecting Your Business

Our team will work closely with you to assess your risks and craft an insurance solution that matches the unique scale and complexity of your business

Best Insurance Practices and Recommendations

Accurate Property Valuation

Ensure your assets are covered for their full value, not just market value. Accurate property valuations help avoid underinsurance and ensure you’re protected

Business Continuity Planning

Have a clear plan in place for maintaining operations during emergencies or disruptions.

Comprehensive Liability Coverage

Protect your business from potential lawsuits with comprehensive general liability and professional liability coverage. These policies address a wide range of claims that could arise during day-to-day business activities

Employee Protection

Ensure your employees are covered with workers’ compensation insurance, which protects both them and your business

Cybersecurity Coverage

As businesses become more reliant on digital operations, cyber liability insurance is critical to protect against data breaches, cyberattacks, and the resulting financial and reputational damage.

Ongoing Risk Mitigation Strategies

Identify, assess, and mitigate risks before they cause harm. Our team offers expert guidance on risk management to help reduce your exposure to potential losses

Custom Coverage

We understand that every business is unique. We work with you to craft a customized insurance policy that fits your specific needs—whether you run a small retail operation or a large-scale manufacturing business

Savings on Business & Commercial Insurance

  • Bundling Discount

    Save when combining multiple policies (e.g., general liability, property insurance, commercial auto).

  • Claims-Free Discount

    For businesses with no claims’ history.

  • Safety Program Discount

    Discount for businesses with strong workplace safety programs (e.g., OSHA-certified, security systems).

  • Risk Management Discount

    For businesses that implement risk management strategies to reduce claims.

  • Small Business Discount

    Special pricing for small businesses with low liability risk.